New York Debt Collection
A New York Debt Collection Lawyer will tell you that debt collection has all but increased in the recent past because of the economic downturn. Americans are dealing with wage garnishments, default judgments, debt collection lawsuits and collection abuse. If you are being harassed by creditors, are being pursued for a judgment or debt unjustly, or have had your wages garnished, it is important to speak with a New York Debt Collection Lawyer from our team. Our skilled team of lawyers can provide assistance in Debt Collection matters, Bankruptcy, foreclosure, or Landlord Tenant disputes. As a consumer, you have rights and it is important that your interests are protected.
Under New York law, it is important to know that as a consumer, you are protected from abuse and harassment by creditors. These laws are some of the strictest in the nation, and apply to a creditor’s in-house collection department as well as collection companies. Creditors are prohibited from:
- Engaging in threats, abusive language, or acts of violence;
- Making false statements, misrepresenting the character of the debt, or threatening that non payment of a debt will result in the seizure of property
- Calling after 9:00 pm or before 8:00 am in the morning
- Contacting your employer for any reason other than locating you
If you are being harassed by a debt collector, it is important that you are aware of your rights. A New York Debt Collection Lawyer can explain that you have more control over the matter than you may realize. For instance, you have a right to know the details of you debt with a creditor, and if you dispute debt, the creditor must send you a written explanation. During this time, the creditor cannot contact you. You can also send a written request to your creditor requesting that they stop contacting you. If you decide to use a lawyer to assist you, once the creditor is notified that you are represented by counsel, they are not allowed to contact you.
If you are having a Debt Collection problem, or need assistance with a Foreclosure proceeding, bankruptcy filing, Civil litigation or Real Estateel matter, contact a New York Debt Collection Lawyer from Stephen Bilkis & Associates, PLLC. We will ensure that your rights are protected, and will provide you a free consultation with your first appointment. We have offices located throughout the New York City area, including locations in Queens, Manhattan, Brooklyn, the Bronx and Staten Island. We also have locations in Suffolk County and Nassau County on Long Island, as well as Westchester County. Contact our office today to schedule your free case evaluation at 1.800.NY.NY.LAW.